Rare opportunity in prestigious Panama City Beach Neighborhood! Ready to move in spacious 3 bed room unit with Owner Financing in very quite location with upgrades fitness ( gaming) room in garage plus an additional storage. Very big back yard with access to community pool, huge balcony overlooking back yard. Pets are welcome. Very low monthly association fee: covers water ,ground keeping and pool maintenance monthly only ,which include also deeded boat ramp access thru neighboring gated community ( codes provided monthly)! No flood zone. Nice location : close to all supermarkets plazas on hwy 98 , close to St. Andrews park and white sandy Beach. Owner financing or Rent to Own available. Why this Home stands out: While most sellers require traditional financing, this home offers a unique path to ownership through Owner financing or rent to own.Perfect for Buyers who want to lock in the house now, while working on toward future conventional financing