This beautifully designed 5 bedroom, 3 bath home in panama city beach was built in 2023 and offers 2,556 sq. Ft. Of modern coastal living less than a mile from the gulf. The thoughtful floor plan includes a convenient first floor bedroom, ideal for guests or multi generational living, and a versatile bonus loft upstairs that can serve as a home office, media room, or play space. Inside, you'll find luxury vinyl plank flooring, quartz countertops, and ivory shaker cabinetry throughout, paired with 9 foot ceilings downstairs for a bright, open feel. Enjoy evenings on the covered back porch, while hardie siding and a full irrigation system keep maintenance simple. A two car garage, spacious pantry, and modern tile shower add everyday comfort. Best of all, this lightly lived in homeused only as a second residencefeels brand new and is located south of highway 98, with golf cart access to the beach, dining, and entertainment.