Price improvement! Now offering a 4.99 fixed interest rate or up to $15,000 in Flex Cash. Estimated monthly payments from $2,750. Low HOA and NO CDD make this an exceptional and affordable opportunity. Welcome to Harmony Central in St. Cloud, FL, a highly desirable community featuring scenic ponds, open green spaces, and access to top rated schools. Conveniently located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud. This two story, energy efficient home showcases the popular Adams Homes 2202 floor plan, offering 4 bedrooms and 2.5 bathrooms. The open concept layout is ideal for both everyday living and entertaining. The seller is paying closing costs and offering a $15,000 Flex Cash incentive, which may be applied toward interest rate buy downs and/or prepaid items when using the preferred lender. Additional closing cost incentives may be available through the preferred lender, and the home can be secured with as little as a $1,000 deposit. The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, an upstairs owners suite with a walk in closet, and a covered lanai perfect for outdoor relaxation. Community amenities include a resort style pool and dog park, all within a quiet, family friendly setting. This home also includes a 1 year builder warranty, 2 year plumbing, electrical, and mechanical warranty, and a 10 year structural warranty for added peace of mind. A rare combination of new construction, attractive financing, and tranquil surroundingsopportunities like this are limited.