NO HOA! NO CDD! Flood Zone X! Situated on an expansive, fully fenced 0.59 acre lot with mature vegetation, this solid concrete block 3 bedroom, 2 bath, 2 car garage home offers 1,638 square feet of living space and an open floor plan built to last. Located in the highly desirable Lake Charles neighborhood of Lutz, Florida, this home is a true paradise for boaters and fishermen, just minutes from multiple nearby lakes. Enjoy top rated schools, including the Steinbrenner School District, approximately 20 minutes from downtown Tampa, and close proximity to St. Pete and Gulf beaches. The home is filled with natural light from skylights and newer windows throughout. The spacious backyard is ideal for entertaining or relaxing, featuring a covered lanai with a refinished wood deck, a gazebo set on pavers with a TV and outdoor fireplace, and ample storage with a rear shed. A large driveway leads to the two car garage, offering plenty of parking. A full renovation has been completed, including newer windows, flooring, both bathrooms (tile showers, vanities, mirrors, light fixtures, and hardware), and a beautifully updated kitchen with white shaker cabinets, granite countertops, stainless steel appliances, recessed lighting, and a subway tile backsplash. Additional upgrades include fresh interior paint and newer exterior paint, updated lighting throughout, a freshly painted garage, gazebo and pavers installed, and a refinished deck under the lanai, the list goes on! Located just outside Tampa in a premier area known for safety, high demand, and strong desirability, this meticulously maintained property is sure to impress. If youre looking for a safe, comfortable, and reliable place to call home in a prime location full of opportunity, this is it. Sold as is. All information is deemed accurate but not guaranteed; measurements and specifications to be verified by the buyer or buyers agent. Listing agent has equitable interest. Schedule your showing today and claim your piece of Florida paradise!