Prime St. Andrews Duplex Updated, Income Ready, and Steps from the Waterfront Lifestyle! Located in the heart of historic St. Andrews, this versatile 6 BR/3 BA duplex offers the perfect blend of walkable coastal living and smart investment potential. Enjoy being just a short stroll from local boutiques, waterfront dining, live music venues, parks, and public boat ramp accessa rare opportunity in one of Panama City's most beloved neighborhoods. This well maintained property features a metal roof, durable brick and vinyl siding, tankless gas water heaters, separate driveways, and an RV ready concrete pad with water and power hookups. A detached one car garage with an attached bonus storage shed adds even more functionality for owners or tenants. Both units are separately metered for power, offering convenience and clean accounting for rental income. Side A 4 BR/2 BA | Updated & Spacious Split bedroom plan, two newly remodeled baths, updated kitchen with quartz countertops and tile backsplash, custom built ins, laundry hookup, great natural light, and a newly fenced yard with private gazebo. Side B 2 BR/1 BA | Open & Inviting Perfect for short term guests, long term tenants or multigenerational living. Spacious living area with open kitchen/dining, split bedroom layout, laundry room with hookups, updated covered porch with privacy curtains, 2 car carport, and ample driveway parking. Ideal for owner occupants or investors seeking strong rental potential in a high demand waterfront community. Whether you're seeking a primary residence with rental income, a multi generational setup, or a strong addition to your investment portfolio, this St. Andrews duplex delivers exceptional value. With modern updates, flexible layouts, separate power meters, and unbeatable proximity to the waterfront lifestyle, this property is ready to generate income and impress future tenants or buyers. *All measurements and information are approximate, please verify if important.