This fantastic one level home is located in Palmetto Trace, a pristine, non rental St. Joe community just north of Pier Park and only one mile from white sandy beaches and the Gulf of Mexico. Offering the best of both worlds, this home allows for peaceful, residential living while being conveniently close to shopping, dining, entertainment, Frank Brown Park, a fishing pier, and two nearby public beach access pointseasily reached by golf cart from the community. The property enjoys a premier position within Palmetto Trace, backing up to green space for enhanced privacy and serenity. Sitting on an expansive 0.27 acre lot, the home offers a spacious fenced backyard with mature trees, a garden area, and even fruit trees. The curb appeal is inviting, with a two car garage, a large driveway, and well maintained landscaping. Practical updates include a new roof installed in 2019, HVAC system replaced in 2017, and the home is located in desirable Flood Zone X. Hurricane shutters are also in place for added peace of mind. The interior has just been freshly painted in bright white throughout the main living areas, creating a light, airy feel. Inside, you'll find nearly 2,000 square feet of well designed living space with a split floor plan ideal for privacy. The open living area features vaulted ceilings and great natural light. There's a cozy family room and an impressive Florida room at the rear of the home, offering beautiful views of the backyard and direct access from both the main living area and the primary bedroom. This space also includes an additional refrigerator, making it perfect for entertaining. Just off the Florida room is an open air patio, ideal for grilling and enjoying the peaceful outdoor setting. The kitchen is both functional and stylish with granite countertops, a breakfast bar, stainless steel appliances, plentiful cabinetry, and a pantry. The adjacent dining area offers easy flow into the main living spaces, making it great for gatherings or everyday meals. The primary bedroom is generously sized and overlooks the private backyard. The ensuite bathroom offers a true retreat, complete with a large soaking tub, double vanity, walk in shower, and walk in closet. On the opposite side of the home, two additional bedrooms share a well appointed guest bathroom. The laundry room includes a full size washer and dryer that convey with the home, along with extra storage, and it connects directly to the two car garage. Palmetto Trace residents enjoy access to two community pools, beautifully maintained walking trails, and two convenient entrances. The location is unbeatable, with Top Golf, Pier Park, Frank Brown Park, SkyWheel, AMC Theatre, Dave & Buster's, and much more just minutes away. Whether you're heading out for a day at the beach, fishing at the pier, or playing pickleball at the park, everything is right at your fingertipsthen come home to your peaceful oasis. This home offers a rare combination of location, privacy, condition, and value. With its larger lot, mature landscaping, recent updates, and ideal layout, it stands out as one of the best opportunities in Palmetto Trace. Don't miss your chance to make it yours!