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520 Sandy Lane, Panama City Beach, FL 32413
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520 Sandy Lane
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Would you like to sell your home before you purchase this one?
Priced at Only: $707,400
For more Information Call:
Address: 520 Sandy Lane, Panama City Beach, FL 32413
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Request More Information
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More Like This
  • MLS#: 778274 ( Residential )
  • Street Address: 520 Sandy Lane
  • Viewed: 39
  • Price: $707,400
  • Price sqft: $390
  • Waterfront: No
  • Year Built: 1982
  • Bldg sqft: 1813
  • Bedrooms: 4
  • Total Baths: 3
  • Full Baths: 3
  • Days On Market: 102
  • Additional Information
  • Geolocation: 30.2438 / -85.9171
  • County: BAY
  • City: Panama City Beach
  • Zipcode: 32413
  • Subdivision: [no Recorded Subdiv]
  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold
  • Provided by: Counts Real Estate Group Inc
  • DMCA Notice
  • Description
    BACK ON MARKET DUE TO NO FAULT OF SELLER! Welcome to 520 Sandy Lane, a flexible income producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenetteperfect as a private rental or a true mother in law suite. In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year to date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them. The upstairs unit offers bright, spacious living, while the full home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.
Payment Calculator
  •   Principal & Interest -
  •   Property Tax $
  •   Home Insurance $
  •   HOA Fees $
  •   Mortgage Insurance-
  •   Monthly -
Features
Building and Construction
  • Covered Spaces: 2.00
  • Exterior Features: OutdoorShower
  • Fencing: Full, Fenced, Privacy
  • Flooring: LuxuryVinylPlank
  • Living Area: 0.00
Land Information
  • Lot Features: SprinklerSystem
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: West Bay
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
  • Parking Features: Gravel
Eco-Communities
  • Pool Features: Fenced, Gunite, InGround
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans, Ductless
  • Heating: Central, Ductless, Electric, Fireplaces
  • Utilities: ElectricityAvailable
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricOven, ElectricWaterHeater
  • Interior Features: SmartThermostat
  • Legal Description: 11 3S 17W -3.5- 20C4 BEG 280' NLY OF INTERSECT OF N LINE OF HWY 30A & CTR LINE EL REPOSO PL TH NLY 70' WLY 175' SLY 70' ELY 175' TO POB-SUBJ TO EASEMENT AKA L5 BA LAG. SANDS ORB 4717 P 946
  • Levels: Two
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Tenant
  • Parcel Number: 37239-005-000
  • Style: Traditional
  • The Range: 0.00
  • Views: 39
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Nearby Subdivisions
[no Recorded Subdiv]   Bare Footin Condominium   Bayside At Ward Creek   Beachwalk Condo   Bid A Wee   Bid-a-wee   Bid-a-wee Beach   Bid-a-wee Beach 1st Add   Breakwater At Ward Creek   Carillon Beach   Carillon Beach Phase I   Crestview Heights   El Centro Beach   Gulf Highlands   Gulf Highlands Unit-2   Gulf Pines U-2   Gulf Vista Sec 2   Gulf Vista Sec 5   Hollywood Beach   Inlet Beach Heights   Kelly Street Pines   Kiska Beach   Kiska Beach 1st Add   La Valencia Beach Resort   Laguna Beach   Laguna Beach 2nd Add   Laguna Beach 2nd Addition   Laguna Beach 4th Add   Laguna Beach 5th Add   Laguna Beach 6th Add   Laguna Beach 7th Add   Laguna Beach 8th Add   Laguna Beach Ammended   Laguna Beach Estates   Laguna Beach Estates 2nd Add   Laguna Beach Estates 5th Add   Laguna Beach Estates 7th Add   Laguna Beach Estates 8th Add   Laguna Beach Estates 9th Add   Laguna Beach Plaza   Laguna Haven   Laguna-gulf   Lakes At Summer Breeze   Lakeside Villas   Latitude At Watersound   Lullwater Beach   Margaritaville Cottages   Miller's Landing On Lake Powel   Miramar Beach   Miramar Heights   No Named Subdivision   North Bid-a-wee Beach   Open Sands   Osprey Pointe At Powell   Palmetto Bluff   Palmetto Trace   Palmetto Trace Phase Iii   Palmetto Trace Phase Iv   Paradise Grove   Reviera Beach Villas   Rivercamps On Crooked Creek   Rivercamps On Crooked Creek Ph   Riviera Beach   Riviera Beach 1st Add   Royal Palms Of Laguna Beach   Salt Grass At Ward Creek   Sand Dollar Estates   Santa Monica Beach   Seaclusion Beach   Seagull Beach   Seminole Ridge   Shores   Southern Exposures Ii   Southfield Sec 1   Southwinds Estates   Summer Breeze   Summer Breeze Phase I   Summer Breeze Phase Ii   Summerwood   Summerwood Phase I   Summerwood Phase Ii   Summerwood Phase Iii   Sunnyside   Suntime Beach U-1   The Palms   The Preserve At Lake Powell   Turtle Cove At Lake Powell   Waterview   Wells Gulf Beach Estates   Wendwood Condo   Westlake Estates Phase I   Westwood Beach Estates   Whisper Dunes   Wild Heron Phase I   Wild Heron Phase Ii   Wild Heron Phase Iii   Wild Heron Phase Vi   Wild Heron Phase X   Wild Heron Phase Xiv  
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