520 Sandy Lane, Panama City Beach, FL 32413
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  • MLS#: 778274 ( Residential )
  • Street Address: 520 Sandy Lane
  • Viewed: 2
  • Price: $714,900
  • Price sqft: $394
  • Waterfront: No
  • Year Built: 1982
  • Bldg sqft: 1813
  • Bedrooms: 4
  • Total Baths: 3
  • Full Baths: 3
  • Days On Market: 10
  • Additional Information
  • Geolocation: 30.2438 / -85.9171
  • County: BAY
  • City: Panama City Beach
  • Zipcode: 32413
  • Subdivision: [no Recorded Subdiv]
  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold
  • Provided by: Counts Real Estate Group Inc
  • DMCA Notice
  • Description
    Welcome to 520 Sandy Lane, a flexible income producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenetteperfect as a private rental or a true mother in law suite. In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year to date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them. The upstairs unit offers bright, spacious living, while the full home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.
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Features
Building and Construction
  • Covered Spaces: 2.00
  • Exterior Features: SprinklerIrrigation, OutdoorShower
  • Fencing: Full, Fenced, Privacy
  • Flooring: LuxuryVinylPlank
  • Living Area: 0.00
Land Information
  • Lot Features: SprinklerSystem
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: West Bay
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
  • Parking Features: DetachedCarport, Driveway, Gravel
Eco-Communities
  • Pool Features: Fenced, Gunite, InGround
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans, Ductless
  • Heating: Central, Ductless, Electric, Fireplaces
  • Road Frontage Type: CountyRoad
  • Sewer: SepticTank
  • Utilities: ElectricityAvailable, SepticAvailable
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: Dryer, Dishwasher, Freezer, Microwave, Refrigerator, Washer
  • Interior Features: Fireplace, KitchenIsland, SplitBedrooms, SmartThermostat
  • Legal Description: 11 3S 17W -3.5- 20C4 BEG 280' NLY OF INTERSECT OF N LINE OF HWY 30A & CTR LINE EL REPOSO PL TH NLY 70' WLY 175' SLY 70' ELY 175' TO POB-SUBJ TO EASEMENT AKA L5 BA LAG. SANDS ORB 4717 P 946
  • Levels: Two
  • Area Major: 03 - Bay County - Beach
  • Parcel Number: 37239-005-000
  • Style: Traditional
  • The Range: 0.00
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