Unlock incredible savings with this Panama City Beach home, featuring an assumable mortgage at just 3.25%a rare opportunity for a savvy buyer to step into today's market and potentially save tens of thousands of dollars over the life of the loan. A Charming single family ranch style home in the coveted Woodlawn neighborhood of Panama City Beach, FL. This beautifully maintained property blends classic comfort with beach living, offering the perfect retreat or year round residence just minutes from the sugar white sands and turquoise waters of the Gulf. With 1,722 sq ft of single level living, the home features tile and laminate flooring, a spacious layout, and a full appliance package including washer, dryer, refrigerator, and dishwasher. A versatile bonus room, workshop, and a shed provide extra space for hobbies, storage, or a home office. The nearly 9,600 sq ft lot is fully fenced and designed for outdoor enjoyment with a patio, and outdoor showerperfect for entertaining or relaxing after a day at the beach. Paved parking and a storage shed add durability and convenience. Ideally located just minutes from the sugar white sands of Panama City Beach, top rated schools, shopping, dining, and boating, this home offers both lifestyle and value. As an added bonus, a home warranty policy is included, providing peace of mind for the next owner. This property is an excellent option for full time living, a vacation retreat, or an investment home. Schedule your private showing today and experience the comfort and coastal charm of 108 Woodlawn Drive.