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12011 Front Beach Road 103b, Panama City Beach, FL 32407
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Priced at Only: $450,000
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Address: 12011 Front Beach Road 103b, Panama City Beach, FL 32407
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More Like This
  • MLS#: 773756 ( Residential )
  • Street Address: 12011 Front Beach Road 103b
  • Viewed: 135
  • Price: $450,000
  • Price sqft: $418
  • Waterfront: Yes
  • Wateraccess: Yes
  • Year Built: 2005
  • Bldg sqft: 1076
  • Bedrooms: 2
  • Total Baths: 2
  • Full Baths: 2
  • Days On Market: 247
  • Additional Information
  • Geolocation: 30.1886 / -85.8278
  • County: BAY
  • City: Panama City Beach
  • Zipcode: 32407
  • Subdivision: Sterling Reef
  • Building: Sterling Reef
  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold
  • Provided by: Keller Williams Realty Emerald
  • DMCA Notice
  • Description
    Step into a rare Gulf front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf front unit where the true value lies in its location, balcony size, and long term potential. Opportunities like this, especially on this level, are few and far between.
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  •   Principal & Interest -
  •   Property Tax $
  •   Home Insurance $
  •   HOA Fees $
  •   Mortgage Insurance-
  •   Monthly -
Features
Building and Construction
  • Covered Spaces: 0.00
  • Living Area: 0.00
Land Information
  • Lot Features: Paved
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: Hutchison Beach
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
Eco-Communities
  • Pool Features: GasHeat, InGround, Community
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans
  • Heating: Central, Electric
  • Road Frontage Type: CityStreet
  • Sewer: PublicSewer
  • Utilities: CableConnected, ElectricityAvailable
Amenities
  • Association Amenities: BeachRights, Barbecue, PicnicArea
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: WasherDryerStacked, ElectricCooktop, ElectricOven, ElectricWaterHeater
  • Legal Description: STERLING REEF UNIT 103 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 3576 P 749 1076 SQ.FT.=H&C . 474 SQ.FT.=BALC
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Tenant
  • Parcel Number: 34809-610-003
  • Style: HighRise
  • The Range: 0.00
  • Unit Number: 103B
  • View: Gulf
  • Views: 135
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