****Huge price drop****Only home currently for sale in Palmetto Trace with a private pool equipped with a screen enclosure ,2019 roof/radiant heat barrier(low utility bills),insulated interior walls(sound proofing/moisture barrier), whole home pest control in wall tubing and golf cart friendly to the beach, Pier Park and Frank brown park, this move in ready home checks all the boxes. Located on a private, wooded lot in one of Panama City Beach's most desirable communities, this home offers the perfect blend of comfort, versatility, and location. The popular Palm floor plan includes 3 bedrooms with the possibility of 5, thanks to a front bonus room and a formal dining room that can easily be converted into additional bedrooms, a home office, or a playroom. Inside, you'll find soaring ceilings, abundant natural light, and a bright, open living space. The kitchen features solid oak cabinetry, a pantry, and a functional layout that flows into a unique formal dining room framed by tray ceilingsan upgrade not found in other Palm models in the community. The spacious primary suite includes a large tiled walk in shower, garden tub, and oversized walk in closet. Two additional bedrooms and a full bath are tucked away in their own private wing, separated by a pocket door and complete with a hallway linen closet. Every interior wall in the home is insulated, offering a quiet and peaceful atmosphere throughout. Step outside to your own backyard retreat with a large screened in pool, soothing water feature, and a cool touch painted patioideal for relaxing or entertaining. Notable upgrades include a newer roof with radiant heat barrier (2019), a newer HVAC system, freshly painted interior, cool to touch patio paint,solar screen UPF protection pool enclosure screens, interior walls are insulated,smart home security system, and attic access for added storage. Palmetto Trace is golf cart friendly and known for its low HOA fees, which cover trash service, two community pools, and neighborhood landscaping. Located just minutes from Pier Park, Frank Brown Park, and the sugar white beaches, this home offers laid back coastal living in a prime location.